Taxi cab accidents involving cars, pedestrians, bicyclists and other objects occur approximately 11 times a day on the streets of the US. Of these accidents, 11.5% of rear-seat taxi passengers involved in crashes sustained Class A or B injuries such as fractures, concussions, internal injuries, bleeding, burns, contusions and abrasions. Find out more about passenger injury compensation.
Taxi Company Insurance Coverage
If the taxi cab in which you are a passenger is involved in an accident the taxi cab company's No-Fault coverage is completely responsible for the payment of your medical bills and other economic expenses. Most taxi cabs carry the minimum No-Fault coverage of $50,000.00 in addition to liability coverage.
Ironically, many taxi cab drivers may “forget” to inform the insurance company of the accident that occurred, which makes it vital for you to file a claim with an experienced accident lawyer who can notify the companies on your behalf. If you have any significant injury, do not contact the insurance carrier on your own. They will ask for information from you that you are not required to give them in an effort to limit their exposure in the case.
Medical providers who the insurance companies work with will report their findings to the insurance companies with the goal of trying to cut you off from maximizing your benefits and receiving compensation for damages.
Complicated Liability Issues
There are many different levels of insurance coverage that passengers in taxi cabs may have to deal with compounded with the taxi cab company’s insurance coverage. It is best to contact a lawyer who can help you from running into hidden traps. Moreover, in a taxicab accident, sometimes understanding who is responsible for your injuries may not be easy.
Some good rules to follow:
- When traveling in a taxi cab be certain to use the seat belts that are required to be available, accessible and working in every taxi cab. State law requires passengers to be belted, and a passenger that is not belted and injured in an accident can be held to be partially at fault when suing for damages. This could result in a reduction of monetary compensation or recovery. In addition, it makes good sense to be belted.
- Request police response and medical attention following the accident as 70% of taxi cab accidents result in injury or death
When to Consult an Attorney
An experienced and competent accident attorney familiar with taxi cab injury cases can help you protect your legal rights and make sure you are properly and fairly compensated for your injuries. Because the respective city’s Department of Transportation will be involved in any claim, taxi accident cases can me more complex than automobile accident cases involving only private passenger vehicles.
Before you give the insurance company a recorded statement, sign any documents, or accept any compensation offers for your injuries, you should have an accident lawyer review your case. For a free consultation or more information regarding you taxi cab accident, please contact attorney Emery Ledger of Ledger & Associates at 1-800-300-0001 or visit the website of Ledger & Associates.