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District Of Columbia Accident Injuries Through Tort Litigation Is Extremely Costly In Effective

Although premiums are already too expensive, accident victims with serious injuries rarely receive full compensation for their losses. Moreover, auto-related litigation continues to rise even though cars have become safer and accident rates are steady or falling. In Washington, DC, for example, the number of lawsuits stemming from auto accidents increased 137 percent between 1985 and 1995, even though the number of auto accidents actually fell 22 percent.40

 Fraud, excessive claiming behavior and unnecessary litigation significantly increase the cost of doing business in America. Auto liability is the most common type of tort litigation brought against businesses. Businesses spent close to $21 billion for auto liability insurance in 1994, averaging more than $64,000 per on-the-job auto injury. Moreover, the uniquely litigious nature of the U.S. auto tort system is a cost that competing businesses in other countries simply do not have to face.

 Auto Choice would go a long way toward rectifying the shortcomings of the current auto insurance system. Granting drivers, both commercial and private, the option to purchase a policy that covers medical and wage loss only would reduce spiraling health care and legal costs. At the same time, all accident victims would be assured quicker and more complete compensation for their medical bills and lost wages up to the limits they choose. Auto Choice would particularly benefit low-income and urban drivers, who spend a disproportionate share of their income on auto insurance, as well as city governments that are plagued by unnecessary lawsuits.

 

If you or your loved one have been in an accident that involved a serious injury, know your legal rights by contacting the nearest Accident Attorney.

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