Filing an accident claim is important if someone did something to hurt you. When you suffer an injury that is caused by another person, whether he hurt you on purpose or negligently, the law allows for you to recover damages. The premise behind this rule is that you should not have to suffer financially based on the improper actions of another party. However, the law also has to be fair and has to protect both plaintiffs and defendants.
As such, in every state, a statute of limitations is imposed. This is essentially a time limit after which you are unable to file a lawsuit. If you file a claim outside the statute of limitations, it will be dismissed and you'll lose your right to recover, so it is essential to learn what the statute is within your state.
In order to make sure you don't miss limits or do anything else to jeopardize your case, it is a good idea to contact an experienced lawyer. A lawyer can help you with every step of filing an accident claim so you don't do anything to jeopardize your right to recover.